Angelo J. “AJ” Marino
Big-fish strategy for your biggest move.
Senior Mortgage Advisor / Spec Construction • NMLS #364438
AJ brings an offshore captain's focus to home financing, reading the conditions, plotting the course, and keeping you steady from first conversation to clear-to-close.
The video room
A smarter mortgage starts with the captain's briefing.
Three quick videos. Straight answers. No sea of jargon, just the details you need to make your next move.
01Why Did They Get a Better Rate?
What actually shapes a mortgage rate, and what you can control.
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02Negotiate This, Not Just Price
A smarter lever buyers can use when structuring an offer.
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03Buy Without Selling Your Assets
How strategic buyers preserve investments while purchasing a home.
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One strategy.
AJ's featured product
The All In One Loan turns your cash flow into a wealth-building current.
It combines home financing with a transactional account, giving qualified borrowers a way to use everyday deposits to reduce principal while keeping funds accessible.
Not all borrowers qualify. Product terms and availability vary; speak with AJ for details.
A lending team focused on you
Offshore instincts.
Dockside service.
At CMG Home Loans, financing stays clear, personal, and responsive. AJ helps South Florida buyers, builders, and homeowners understand the conditions, compare the routes, and choose a loan built for the destination ahead.
His specialty in new purchases, refinancing, and spec construction brings a broader view to every conversation, so the plan works at the offer table and well beyond closing day.
Run the numbers
Get a quick monthly payment estimate.
Adjust the basics to explore a scenario, then talk with AJ for a full payment picture including taxes, insurance, mortgage insurance, and applicable fees.
Open the official CMG calculatorYour path to the keys
Four waypoints. One clear destination.
AJ keeps the mortgage process straightforward, timely, and transparent.
Chart the course
Goals, finances, property plans, and a confident pre-approval strategy.
Make the offer
A strong application and clear financing position when the right home appears.
Navigate underwriting
Proactive communication, document guidance, and no mystery about the next step.
Close & cast off
Sign, get the keys, then celebrate Key West style with a fishing experience or sunset cruise.
